Books Published by Jillian Howard



Sign up to get my free email newsletter. No gimmicks, no spam, just insightful and motivating content to help you grow financially.

Anti-spam question: How many eyes does a typical person have? :

Search This Site

Jillian's Articles:

I used to be Miss Jillian Kipling until i met and recently married the wonderful Mr Howard, so many of my published articles have my former surname - Kipling.

My Green Contribution:

Quoting from the book “The Tenth Insight” by James Redfield; on business ethics :

Instead of asking what product or service I can develop to make the most money, we’re beginning to ask “What can I produce that liberates and informs and makes the world a better place, yet also preserves a delicate environmental balance?”

A new code of ethics is needed in business. Coaching liberates and informs, but what am I doing to preserve our environment? Click here if you want to know J

Content View Hits : 74312

Forum Login

Home The three facets of wealth creation

The three facets of creating wealth

The three facets of creating wealth

The process of creating meaningful amounts of money has three stages. Certain amounts of wisdom in each of these stages are necessary in order to generate, accumulate and preserve the wealth and abundance we all desire. If we only have talents in one of the areas then wealth creation will be rocky, if not impossible. If we are oblivious to all three of the stages (some people are!) then poverty is the result. I can imagine that I have your attention right now, so read on and see if you have what it takes...

The first stage

This is the stage where your earliest concepts of money, and how it affects your life, are formed. Your beliefs and attitudes towards earning and using money are usually inherited from your closest family members. Lucky you if they happen to be tycoons! However many of them weren’t and you probably grew up with grumblings like:

“Money doesn’t grow on trees”

“We can’t afford that”

“Now don’t go wasting your money on trivial things”

“Those people are such snobs! Thank goodness we’re not rich or else we’d be like them”

“Money is the root of all evil”

“You’ll never amount to anything with school marks like that!”

If you were trained in such preconceptions are you doomed to forever think of money as being hard to attain and of possessing unattractive traits? The answer is NO, but you will have to expend a little energy in uncovering your negative beliefs and changing your attitudes to more positive ones like:

“I am a wealth magnet” (one of my favourites from Dr John Demartini)

“I am totally open and receptive to the abundant flow of prosperity” (Louise Hay)

“If he can do it I can do it” (Jillian Howard, and countless others I’m sure J)

This stage can also be termed as the metaphysical stage, if you are so inclined. The now well known Law of Attraction principles hold true, but so does common sense.  People in well paid jobs generally believe that good money is paid for certain types of careers (e.g. lawyer, share trader, film star, actuary) and then do whatever it takes to follow that belief to culmination.

Do you recognise how you feel about money deep down? If you feel your beliefs could be a hindrance to you, what are you going to do about it?

The second stage

This stage is about following your belief to culmination. You can imagine that if you don’t think you will ever make tons of money then you won’t. Most people enact this belief by ignoring their financial situation in the hope that it just may come right by itself. I call this the Ostrich Syndrome. Bury your head in the sand and ignore reality because it seems scary. Unfortunately this doesn’t work. Even if you win the Lottery it won’t work, as I’ll explain in the third stage. You are in a financial stalemate because of your own actions and it will take your own actions (better ones than previously of course!) to get out of it.

So, you’ve made a decision to stop ignoring it or putting it off. Today’s the day! If you know how to, then assess your budget and your cash making talents, decide on your short and long term goals, set strategies and get working on them. If, however, you have no idea how to do this then consider reading some books on the topic or consult with a financial coach (this stage is their speciality – turning things around to improve your financial standing. They see the things that you are missing). If you are lucky you may know someone successful who is willing to mentor you. Either way, this step involves taking action. Of course, people generally won’t take action unless the outcome of that action is inspiring or exciting. Just making money isn’t enough – what do you want the money for?

Many successful people have made it from very small beginnings using their unique skills and ideas. This stage involves some:

De-cluttering – Throw out all the junk. Tidy up your work area. File your financial stuff nicely.

Brainstorming – What am I good at? How can I make extra cash? Do I need to re-educate myself?

Reorganising of priorities – What can I cut down on in my budget? What do I aim for first? What should I stop doing?

Setting goals that you are PASSIONATE about – What do I love doing, and how can I tie that into earning on a grand scale?

The third stage

You will know that you have reached this stage when you start making more money than you used to, on a regular basis. What do you do with the surplus cash? Spend more? Buy all those things you could never afford before? Reinvest into your business? Start investing more seriously?

What you do with the money that is accumulating, thanks to diligently applying stage one and two, depends on your goals. If your goals and strategies are firmly in place and you really know what you want the money to do for you, you should know what to do with it. If at any time you don’t know (for example you may decide to invest it but have limited knowledge of investments) then now is the time to consult with a qualified financial planner. Be very sure you know what you want from your money first and make sure that the planner understands your goals and your motives.

Perhaps you are at this stage and you know that you make plenty of money, but you have no idea where it goes every month. You can buy all the stuff your heart desires, travel and eat out, entertain and live the high life, but somehow just don’t get any richer? That’s because you are not respecting your money enough to look after it properly and direct it towards your ultimate goal.

The statistics on Lottery winners that spend or lose all their money within a few years are staggering. It’s an incredible rush to blow copious amounts of money! And with no forethought or planning, that’s exactly what they do. How many, after winning the Lotto, jump up and down and scream “I can’t believe it! I can’t believe it! I never win anything!”. Well guess what? There’s that belief (as discussed in stage one) which will take you right back to where you started if you are not careful.

The third stage should be the most fun. You get to tell your money what you want to do with it. The only way to achieve this (and your goals & dreams) is to know exactly what you want and how to get it. So make sure you do.

Are you going to become a mega wealth generator? Get started!